With a New Year upon us, now is a good time to start thinking about how you can shore up your personal finances in 2012. It’s always worth doing this to make sure you are on top of your money, but it’s more important than ever when you take the current economic situation into account. There are plenty of things you can do to help, from researching credit cards to get the best deal, to starting a new savings plan to make sure you always have something for a rainy day.
Define your means
Sitting down and working out a household budget might not be the most entertaining thing you could be doing – but taking some time to do it now could save you significantly in the future. It sounds pretty obvious, but too many of us still spend more than we earn and so it’s worth taking a look at our incomings and outgoings to make sure we’re living within our means. It can al Read more…
American Consumer Credit Counseling is posting poll questions every month over at ConsumerCredit.com! This months poll is well under way and asks 2 quick, multiple choice questions about holiday spending. By participating in this 10-second poll, you are helping our non-profit organization gather important information that we can use to help educate consumers across the country. At the end of each month, well share our findings with you good folks. Take the poll on ACCCs homepage HERE.